Guardian Life Insurance Co. of America has added professional estate planning analysis on its Living Balance Sheet financial services tool.

The Estate Planning Module provides a full suite of tools enabling Guardian’s financial representatives to customize estate-planning strategies for their clients using simulation models that account for inflation, taxes and life expectancy, the company said.

The module will enable Guardian clients to “take an active role” in managing their financial future by detailing the impact of various factors on estate values, the company said, and provide “unique state-of-the-art” tools enabling clients to test wealth preservation and generational transfer strategies with their Guardian agent.

“In these uncertain financial times, a tool such as The Living Balance Sheet’s Estate Planning Module empowers consumers to make more informed financial decisions and reinforces the importance of proper estate preservation,” said Katherine H. Readinger, second vice president of Individual Products Distribution, in a statement.

The LBS Estate Planning Module is available exclusively through a relationship with Guardian financial representatives.