A father and son working as insurance agents in Georgia face charges of insurance fraud after allegedly keeping thousands of dollars in premiums paid by Goodwill Industries.

Broadus W. Marshall, 57, and his son, Matthew P. Marshall, 26, allegedly retained payments made to them through their firm, Marshall Insurance Agency in Macon, Ga., for auto and business liability insurance.

The Georgia Department of Insurance alleges that Broadus Marshall kept premiums, totaling $152,062, paid to him by Goodwill Industries of Middle Georgia for auto policies. Marshall deposited the money into his business account, rather than forwarding it to an insurer, the department allges. He and his son used the funds for items including student loan payments, car loans and vacations, authorities said.

Without receiving the premiums, Goodwill’s policy was cancelled by the insurer, identified in media reports as Philadelphia Insurance Co., unbeknownst to the charitable business. The Marshall’s firm also charged Goodwill for a bogus extension on its insurance policy, which was not approved by its insurer and did not exist on the company’s policy, authorities said.

The Marshalls issued Goodwill a new certificate of insurance and new automobile insurance cards upon receiving funds for the extension, according to authorities, but both the certificate and the cards were fraudulent.

“In 15 years as Georgia’s insurance commissioner, I’ve seen this type of fraud many times,” John W. Oxendine said in a statement. “The outcome is always the same. Whenever agents are tempted to keep premium money, they should realize that sooner or later they’re going to get caught.”