Caught on tape: YouTube video nets fraud charges for Calif. siblings
A brother and sister from California face felony auto insurance charges after their claims about an auto accident were refuted by a YouTube video showing how their vehicle was actually damaged, officials said.
Jay Xi Chen, 21, and his sister, Tracy Chen Chen, 29, both of Diamond Bar, Calif., were arrested March 5 for filing an allegedly false auto insurance claim, according to the California Department of Insurance. Jay Chen faces six felony counts, his sister Tracy faces one count.
Jay Chen reported to Farmers Insurance Exchange that his sister was driving a Nissan GT-R supercar when it was involved in a collision on Interstate 10 March 16, 2009. Officials said Tracey Chen corroborated the story, but Jay Chen later withdrew his claim, indicating he would pay for the repairs himself.
Jay Chen made another claim on the same vehicle June 2, 2009, stating that the car had just been involved in a crash on Highway 60 in Riverside County, officials said, but a local collision center said it had Chen’s unrepaired car in its shop dating back to March 2009.
A YouTube video discovered by investigators shows a Nissan GT-R being driven in what appears to be a street race then crashing into a wall. A detailed inspection of the video shows damage to that car is the same reported in Jay Chen’s claim, according to authorities.
The potential loss of the claim is $76,000, according to department officials.
The Chens face penalties of up to five years in state prison and/or $10,000 in fines for each felony charge of auto insurance fraud, if convicted.


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