Tony Ondrusek
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Tony Ondrusek is founder and publisher of Insurance & Financial Advisor and IFAwebnews.com.

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President Obama and Nancy Pelosi are like the California man who called 911 and claimed that the gas pedal on his Toyota was stuck, requiring a police car to force the 90-mile-per-hour car to a halt.

Like the man who might have put his life on the line to generate a lawsuit and few dollars, both Obama and Pelosi appear to also be operating a scam and are willing to put their political lives on the line.

America — including insurance agents and consumers — is against using reconciliation or any other means to force legislation into law. America wants Congress to scrap the bills, focus on the economy and job creation, and then revisit health care reform in a strategic, thoughtful manner.

Health care reform is a prime concern for our country, but the manner in which it is being addressed, and the costs and sacrifice being thrust upon the American people, is unconscionable.

Insurance agents and consumers who want to write their U.S. Representative can do so easily. Even if you don’t know who your Congressman is, you can easily find out in about 15 seconds. Simply go to this link, enter your address, and write away. (If you don’t know your district, there is a link that will help you to quickly find it.) Click this U.S. House of Representatives website link: Contact Congress here.

Feel free to use or alter the text below.

Congressman (last name):

1. As a resident of your Congressional district, I expect you to vote as I and others in our community wish, which is why we sent you to Congress.

2. I STRONGLY urge you to oppose the Health Care Reform bill being considered this week.

3. The legislation would not bend the cost curve of health care in this country, would exacerbate the cost-shift from public programs to the private market, and would increase taxes.

4. I also STRONGLY oppose the use of procedural gimmicks to ram through this reform, which affects 18% of our economy.

5. I appreciate your willingness to listen to your constituents and vote according to the values and standards of those who voted you into office. If you vote for this legislation, or if either house of Congress enacts the legislation without following the Constitutionally mandated procedure, you can be assured that this constituent, and many others in your district, will use our vote to ensure you do not serve another term in office.

42 Responses

  1. egdn Says:

    I am sick of republicans ,I will never vote for them again .
    They are so crazy people .The health care reform bill now is similar to their bill back in 1993 ,so why they oppose It ??? They said waite & start over ,when ? how long ? We have been waiting for 60 years , how long more ? Shame on them.
    Now even Catholic Nuns who never involved in politic urge congress pass heath care reform .
    When they know the bill will pass ,this morning one republican congressman said “Insurance companies should not make profit on sick people ,should not deny pre-existing condition …. go on and go on ” .if so why they oppose the reform ??? what a shame !

    According to Republican party claim ,Sarah Palin is the smartest one in group and here is what She said ” We used to hustle on over the border for health care ….and I think,isn’t that kind of ironic now ? ” She admitting that her family used to go to Canada for medical treatment when she was a child , Canada has a single -payer system , which Palin oppose ! (Too bad for Canadian tax payers )

    Limbaugh the second smart one in the group also said ” I’ll just tell you this, if this passes and it’s five years from now and all that stuff gets implemented — I am leaving the country. I’ll go to Costa Rica.” .well too bad ,Costa Rica has had health care for all in 60 years already.( should Costa Rica taxpayers cover health care for this mad man ? )
    Republicans :

    Don’t You learn any thing from housing crisis ? like housing cost in the past ,health care cost is out of control .the next crisis will be health care crisis if health care reform failed ,millions of people may die .

    Please forget about Republicans ,pass health care reform NOW.

  2. egdn Says:

    Open letter to Members of congress about health care reform :

    Dear Members of congress ,
    Here are questions for You :

    1 – Why we are the only industrial country on earth not have health care for all ? Look at all countries in EU ,England ,France , Italy ,Germany , Japan , Korea ,Canada,Israel ,Spain , …… Even dictatorship countries like Cuba ,Iran ……offer health care for their citizens .
    Do you think we are smarter than the rest of the world ? if You say We can not afford it why we can afford $ 700 billions a year or $ 7 trillion in 10 years on military ( spend on bombs & guns ) ?
    What do you expect people around the world think about us when they see We bring injured Dog from Iraq here for treatment ,while we left 50 millions of our own people with out medical care ? ,for sure they think We are insane !!!.
    Is your heart breaking when you see thousands of people get in line at midnight under cold weather each time they have FREE check up ? how about a woman never has chance to see doctor in 27 years ?

    2 – Do you and your family have health insurance if Yes so why not 50 millions of your fellow citizens NOT ?

    3 – How would you feel when any member of your family dies because of having no health insurance ? Think about 45 thousands of your fellow citizens and children die every year because of laking health care .

    4 – Children are future of the country , How our sick ,dump unhealthy children and young people can compete with Chinese , Japanese , European children in the future ?.our nation will be strong or not depend on their health , why we not invest on them for the healthy nation ? .

    5 – Millions of people use Emergency rooms as primary care .Thousands of Americans file bankrupt every year because of health care bills ,and at the end we still have to pay for them any way, why you are not find the smarter way ?

    6 – Why we spend the most on health care but still have 50 millions with out health care with broken system .
    7- why don’t You learn any thing from housing crisis ? Like housing cost in the past ,health care cost now is sky rocket ,many experts predict the next big crisis will be health care , millions people may die if health care reform failed.

    Businesses & companies have to pay to much for health care ,our products become so expensive compare to other countries.
    Many talent & skill people being wasted because they have do the job they don’t like for health care.
    Many inventions & new idea never become new business because the system hold people as hostages , people can not open business because they afraid losing their health insurance.
    No wonder unemployment is so high because Jobs can not be created .
    Once the health care reform pass , many skills & talents will be discovered , new businesses will be open with new inventions ,new ideas .American products will be exported around the world Instead of import too much from China , many jobs will be created .
    Super power special interests have super voice , millions of families have no voice .many comments from Internet ,media may be posted by special interests ,millions of people may not even have Internet access .
    Please forget about politic , It can be haft empty & haft full bottle of water story .
    Many people support or oppose may not tell full story . Think about many years a go 99 % of people believed the earth was flat .Remember back at the time when many of us believed Women should not be allowed to vote ?
    Not long ago 80 % of people opposed medicare & social security bill at that time .
    After 9/11 80 % of us believed war on Irag was good idea . some times special interest control story ,tell people the story they want and control mind of people , so please forget about politic.
    Please stand up and do what is right for future of our country .I believe if you vote YES on health care reform ,history will remember you as hero of our great nation .

    Take an action , pass health care reform NOW.

  3. cynthia Says:

    Thanks, I am going to go call my congressman right now and tell him I SUPPORT health care reform and to vote FOR it. I encourage everyone else who is tired of the obstructionists lying to the American people to get on the phone and support this much needed reform.

  4. John Says:

    So many are without coverage…please SUPPORT health care reform and vote FOR it!!! Insurance companies worry about shareholders, while those without health insurance because of issues like pre-existing conditions pay the price. No person should be uninsurable!

  5. Bill Says:

    I am an independent and I will not vote for anyone supporting this particular bill. It is the wrong way to fix healthcare in this country. There are some good parts to be sure including fixing the anti-trust exemption, mandating insurance, opening markets across state lines and making sure pre-existing conditions don’t bar access along with malpractice suit reform. A balanced approach has the best chance at actually reducing costs. This bill however isn’t it and will most likely increase overall costs when government spending is taken into consideration.
    I will be voting against anyone who votes for this bill!

  6. J from Texas Says:

    I support the Health Care Bill. I also support the President 100%. I vote, pay taxes, and am not dumb enough to fall for the republican obstructionist tactics. You really ought to be ashamed of yourselves.

    I’m also glad that to see the Nuns of the catholic church have decided to support the health care bill instead of standing behind the priests. Thank God for those who think for themselves.

  7. John Jay Says:

    Where in the Constitution does it give the federal government the power to enact healthcare and force people to carry coverage? Hint: it doesn’t! The feds do have the power to regulate interstate commerce so they can regulate insurance markets so why is it they are not simply doing that? Opening up insurance markets across state lines, getting rid of pre-existing conditions clauses and limiting medical malpractice issues. Socialism is the wrong direction for this country. All industrialized countries experience lower birth rates and this ultimately dooms any welfare state were birthrates decline below 3. Just look at Greece and Germany isn’t far behind. The Constitution never invisioned a socialized state and I don’t believe it’s time to start now!

  8. Independent Says:

    How come people think they can get something for nothing? If you want to reduce medical and drug cost let’s just stop all the research into new drugs and medical techniques and equipment and that will cut out a huge part of why our medicine is so expensive. Oh, but we all want the latest and greatest?
    Well someone has to pay for it and it doesn’t come cheap. We have the best medical treatment in the free world even though it’s not affordable for everyone. But here’s a hint: It never will be without rationing!

    Just look at Canada, France and Germany. Guess what old people with serious and expensive illnesses do there? They Die! I’ve lived in Europe and I’ll take our healthcare over anything I ever expereience there!

  9. Scott Says:

    You need look no further than the top of this website to understand why Tony’s commentary is in opposition to health care reform. “INSURANCE & Financial Advisor”, emphasis on INSURANCE. This guy is in the pocket of big insurance so why in the world would he espouse a position contrary to his fat cat bosses who line his pockets with insurance policy cash? The insurance industry is a sham; it always has been. It’s only now that Americans have grown wise to the shell game that is insurance. Wait until you need it and voila, there’s nothing under that shell, just like your benefits!

  10. GuyP Says:

    “I am sick of republicans ,I will never vote for them again .
    They are so crazy people .The health care reform bill now is similar to their bill back in 1993″

    Hilarious. It’s okay, I know history is difficult. In 1993 Bill Clinton (A DEMOCRAT) was the POTUS, and Congress was control by the DEMOCRATS. After the Health care fiasco then, REPUBLICANS controlled congress, starting in 1995. So if Republicans don’t like the bill now, and it is similar, that is not a surprise.

    This bill is an absolute joke. All those reasons you listed have nothing to do with this health care bill, it’s just a strawman. Pretending the bill will do something doesn’t make it so.

    I highly doubt that 80% of people opposed SS and Medicare and I’d like to see some stats on there, since there was also BIPARTISAN support on both of those acts. In addition, it’s not like anyone is going to voluntarily give up their benefits now, since they’ve been paying into it for years. SS and Medicare are supposed to be like retirement programs, not taxes.

  11. Realist Says:

    There are very few in this debate that have brought up the uglier side of socializing healthcare. Do you remember all the talk of panels who will asses individual cases and decide the best treatment options and these would be run by the government?
    Guess what, well established economic theory states that there when multiple persons compete for limited resources then either a beauracratic system will decide who gets the resources or market principles will. In a market based system supply/demand dictate and cost is the measurement. Yes, haves will get more than have nots however ones own abilities generally decide how well one does.
    In a beauracratic system limitors are decided by panels and boards. Tell me, is this who you want deciding your health treatment options?

  12. Jeremy Says:

    Re: egdn

    Canada’s system is so amazing. That’s why Danny Williams, a Canadian Provincial Premier, came to the US for an open heart surgery in February 2010.

    Grow up, America’s costs maybe out of control but never doubt we have the best health care in the world, bar none. We need reform, but a public option or universal health care will only create rationing and rob us of what makes our system great: innovation. Canada’s system is reaching over 10% GDP, out pacing inflation and population growth, and the only reason it isn’t higher is because of a mandatory cap (hence the shortages).

  13. Tony Ondrusek Says:

    Scott, if you had read my entire post, you would have seen that I am in favor of reform. I am just opposed to how it is being done right now.
    I am in favor of making coverage to all Americans, dealing with pre-existing conditions, allowing consumers to shop across state lines, prevent insurers from denying coverage, and lowering health care costs by dealing directly with tort reform and making Medicare solvent so doctors don’t have to make up lost wages by charging the insurance companies for the deficits imposed by the federal government.
    Believe it or not, Scott, many insurance agents and insurance companies are in favor of exactly the same thing.

  14. GuyP Says:

    Tony, don’t you understand that it’s a lot easier to call your opposition “fat cats” or “evilmongers” than to actually debate them on the pros and cons of their ideas?

  15. stephanie Says:

    This is absolutly insane. This is taking away the one thing that we have built this country on…. freedom. We’ll all be happy when the government tells us when where and how much we can be treated for illness. God knows I hope someone you love doesnt get seriously ill. We are trillions of dollars in debt now … this will bankrupt our country. This is going too far… we need to be able to do this another way! And to have a choice!!!

  16. Thomas Brent Says:

    I am opposed to any Governmental takeover of healthcare. The legislation is a shining example of governmental arrogance. I vote. I cannot imagine that I am alone in thinking this is a huge mistake that if passed will lead to long-term negative consequences.

  17. TB Says:

    Here is a thought, instead of blaming “Republican Obstructionist” you liberals could actually take the time to educate yourselves on bills before believing the Liberal media about everything, and getting your facts from the John Stewarts, and Rachel Maddows of the world. This is not the Health Care we need, if you want to pass Health Care just to get something new then you are nuts, we are better off with what we have than we are with this Socialist Health Care reform being sleaze balled down our throats. Obama and Pelosi are doing as many sleazy tricks as possible to pass this thing because of the opposition even in their own party. (Because most democrats aren’t Socialists like Obama.)

  18. Mark Says:

    I love how these liberals search out these sites and leave their droppings. Its funny I don’t see any of them mention how this is being done with back room deals and a process that completely subverts the US constitution. But all that is okay since everyone needs health care and Big Brother will provide for all. If these guys think that Europe is such a great place then please leave instead of trying to bastardize the constitution to make this like the EU.

  19. Jocelyn Gallant Says:

    I urge members of Congress to stop this Healthcare Reform going though. We the people has spoken many-many time over-and-over. The answer is no to the Obama’s Healthcare Reform. We do not want.

    There is nothing wrong with the American Healthcare we have the best in the world we should be very thankful we have the best healthcare reform in this County. President Obama, Speaker of the Hose Nancy Polise, Senator Morjority Herry Reed refuses to take no for answer.

    No to the Obama’s Healthcare reform.

    Salem, New Hampshire

  20. Michael Says:

    Obviously some libs told their buddies to post here. Oh wait… Of course! These are just insurance and financial advisors who want to put themselves out of work and destroy the US economy simultaneously. How silly of me… Right.

    @Mark: I’ve said exactly the same thing you’re saying via other channels and sites. Personally, I think Obama, Pelosi, Reid and Schumer all need to be impeached for failing to uphold their oaths to protect the Constitution, for not protecting the Constitution, and for subverting the Constitution. Isn’t that treason? High crimes and misdemeanors? I think so.

  21. JIM Says:

    No to the Obama’s Healthcare reform. Young people need to wake up and look at the cost over the next 10 years and the cuts to Medicare. You will be paying for this and your children and theirs. SAY NO

  22. James Says:

    NO to Obama’s health care. We do need health care reform ,but do it right. Don’t leave older, disabled people with reduced benefits,destroy the economy. No future for our children( RED INK). Big brother(IRS) always over your shoulder( if you can get work). If 30 million more people are insured and especially when some doctors quit,not counting the cost. What does common sense tell you will happen to your health care ? I would think the first qualification for a politician would be to be able to add and subtract . Numbers – READ “NO MORE DEBT” ? Can pro Obamacare Democrats spell “Constitution” , try reading it.
    Pay taxes on something for 4 years before there are any benefits ? Would you pay for a car for 4 years before you get to drive it ? Give people a hand up, not a hand out – FIRST. This country needs JOBS first! This bill will break the bank. Anything that has to be passed over the week end or behind closed doors/make deals AND very few have little idea what they are voting on tells you a hint just how good this is. Obama will know what is in the BILL after it’s passed – see Fox Interview. They are paying for this with YOUR money.I am against this with EITHER PARTY,EVERY POLITICIAN. Obama constantly harps on insurance companies, they are regulated by the state. Washington is NOT Chicago politics. They are concerned about what Insurance companies are stealing. “No one seems to mention what Politicians are stealing”, they never get enough. Obama is so worried about Insurance companies. But current pro healhcare democrats are ridiculous.

    Check out housing ,mortagages, profitable american auto companies. Is this there you want healthcare to go ? What’s next ?

  23. Ann Says:

    To those who keep tossing out the big bad word, “socialism”, please remember that we already have socialized public educaation, Medicare, Medicaid, V.A. benefits, and Social Security, which are all social programs. If you are against social programs than send back your social security checks, refuse public education and don’t use Medicare when the time comes.
    Support the Public Health Care Bill! It’s the right thing for compassionate, civilized humans to do. I would gladly give up a little so that those with nothing could have a little.

  24. gina morrison Says:

    I REJECT and OPPOSE any and all forms of government-run health care-from the so-called “public option,” to the unconstitutional individual mandate that would force American citizens to purchase insurance or risk prison!

  25. Debra Says:

    No to OBAMA’S FINANCIAL NIGHTMARE OF A HEALTH CARE BILL! WE WILL BE BANKRUPT IN FOUR YEARS!!

  26. Dan Weaver Says:

    I will never vote Democrat again if this Bill Passes.

  27. Rada Says:

    People have no idea what type of taxes and cost this will have on young generation

  28. Antonio Says:

    I’m a resident physician and you will lose new and older generation of healthcare providers due to overhead cost and taxes. The american healthcare system will suffer similar situations as Europe. I completed a Masters Degree in Healthcare Administration and required to study similar healthcare from Europe and this is a very poor form of reform and the American people will drown in cost and POOR healthcare service! VOTE NO ON HEALTH CARE!

  29. WENDY Says:

    The impact of negativities will affect our families and most of all our children,sorry president NO TO OBAMA HEALTHCARE REFORM!!!!!!!!!!!

  30. Ange R Says:

    Healthcare reform may be necessary, but this bill and the way it is being shoved…yes….shoved down the peoples throats is completely unconstitutional. First of all, the MAJORITY of the benefits do not even take affect for another FOUR YEARS! The really funny part of this is that all the democrats trying to push their healthcare agenda, make it sound like Betsy Sue laying in a hospital bed today is going to reap some benefit from this bill. THIS BILL IS NOT GOING TO HELP ANYONE TODAY, TOMORROW, OR EVEN IN THE NEAR FUTURE. Additionally, the CBO has scored the costs of the Healthcare plan on what it has been given by the House. HOwever, the “doc fix” bill -which is substantial cost was not included in the figures returned by the CBO. End result – we are incurring more debt and there is no savings. Read up on this people…if you vote yes for this bill, you are voting Yes for higher taxes, less jobs, compromised medical care, the IRS breathing down your neck, and the lists go on an on. I will be paying for this and so will my children. If this passes and it could because of the dirty deals the dems are pushing through…oh, and they are dirty…..this is not anything good for the country. Caterpillar, one of the nations largest employers, has said it will cost them $100 million dollars to insure their employees…they can’t afford that…what happens next? Job layoffs…
    This bill has NOTHING good in it and if it did I am quite sure more people would be on board with it. I don’t know anyone …democrat or republican, who thinks this is a good thing.

  31. Wayne Rose Says:

    I feel if this bill goes through it will be a disaster, just the fact alone that we will be forced to buy into it sounds like dictatorship, I will not vote for anyone that supports this bill, and I believe even the people that support it don’t realize the horror show this will create.

  32. Angela Avallone Says:

    Why is it that we the American people are not able to vote on this healtcare reform and everyone voting is being pushed into voting yes, we should decide if we want healthcare or not, and what about people that practice holistic medicine, we have done fine without it forced on us, why create a problem now. I thought this was a land of freedom of choice, then why is that taken away from me? and if that happens what will they force on us next? We should all wake up before it is to late.

  33. Mike Says:

    This is bad business for America. We must first get to the problem of Tort reform and Insurance Companies. We will make millionaires out of more of the undeserved like we did the bankers. We will be paying back debt forever. Soon we will be the Chinese Republic of America.

  34. Donna Says:

    Whether you are a democrat or republican you are still a human being, if this health care bill passes you will find out painfully that you have been duped. All it is, is another way to control our lives. The people who want this bill passed are being blinded by the idealism of it, that is the hook. Yes it would be wonderful if every man, woman and child could go to the DR. anytime and never have to worry about the cost. However that is not going to be the case with this bill. All of you who want this are asking the government to decide what is best for you.. that is scary.

  35. Mike Says:

    All I have to say is ANYTHING that the government runs will result in failure. Look at what they do now! Post office (broke), medicare and social security (going broke) come on people. This administration has lied and so has the congress along with him. Fix the stuff that is wrong lawsuit abuse, letting insureres cross state lines. Just remember the cost of this will gooooo way up after he and nancy decide to legalize every illegal here. That cost hasn’t been added to the kitty yet. We as Americans have been lied to for the last 50+ years through our education system and the media. So I really can’t blame you guys but use the thing on your shoulders that God gave you and don’t think you have to rely on others to fix your problems. Look at the great state of Michigan look at what the entitlements have brought them. A big “F”ing mess. Yet they continue to follow that path because it is easy. Here’s a clue, life isn’t supposed to be easy. Learn, Live and Love.

  36. Mike Says:

    I also want to add that I am a tax paying American and if anyone that doesn’t like it here I would have no problem having my tax dollars diverted to giving plane tickets to any country you want to goto. Oh by the way leave the passports here because it won’t be a round trip!

  37. mike williams Says:

    It is easy to see that the Republican Party will have a difficult, if not impossible, task ahead. The democrats are now in the enviable position of “buying” enough votes in every election to achieve a victory, and the currency will be ever greater government services paid for by those who are perceived to have “more than they deserve”. Anyone who understands simple economic logic knows that this is a recipe for financial collapse and certain disaster. It is truly a SAD DAY for capitalism. Good luck finding a job in 2 years if this insane policy comes to fruition.

  38. MR & MRS SHULTZ Says:

    WE ARE SICK OF ALL THIS GOVERNMENT. WE SEE WHAT IS HAPPENING. WE KNOW WHAT HAS TO BE DONE TO BREAK AMERICA AND OBAMA IS DOING IT..YES THER IS MORE TO THIS THAN “CARING FOR THE PEOPLE”.THAT IS BULL—-! FIRST DO WHAT VAN JONES SAID YOU WOULD DO’ BREAK AMERICA AND THE MILITARY IF WE HAVE TO’ AND TO STOP FREE ENTERPRISE! WELL, THESE STUPID POLITICIANS ARE FALLING FOR IT ALL. WHAT A HORRIBLE DAY IN HISTORY.
    MAY GOD WATCH OVER HIS PEOPLE WHILE AMERICA GOES THROUGH POSSESSION.

  39. MR & MRS SHULTZ Says:

    DID YOU HEAR OBAMA WAS BY ANOTHER NAME IN INDONESIA AND HE WAS 7 1/2 YRS OLD IN A CATHOLIC SCHOOL THERE AND HE WROTE HIS RELIGION WAS “ISLAM”?
    DID YOU KNOW WE WERE TOLD HE TOOK OATH ON A QURAN? IS THIS TRUE?
    DID YOU KNOW OBAMA HAS ALWAYS BEEN ‘RADICAL’? AND HIS WIFE.?
    DID YOU KNOW HE STUDIED UNDER A COMMUNIST NAMED SAUL ALINSKY?
    DID YOU KNOW HE SAID HE DIDN’T KNOW ACORN BEFORE BUT HE EVEN HELPED THEM GET STARTED MANY YRS AGO?
    DID YOU KNOW THEY ARE CROOKED?
    DID YOU KNOW THEY LIE?
    DID YOU KNOW OBAMA WANTD TO BE A ‘DICTATOR”?
    DID YOU KNOW IF WE DON’T GET ALL THE CREEPS OUT OF OFFICE, WE WILL BE DESTROYED?
    AND GOD BLESS ALL THE AMERICANS THAT WENT TO THE WHITE HOUSE AND STAYED FOR LONG HOURS AND PRAYED…GOD ISN’T THROUGH WITH THEM YET, PEOPLE.
    YOU WERE SO COURAGOUS AND THANK YOU FOR ME FOR I WOULD HAVE GONE BUT I HAD NO MONEY AND I AM DISABLED.
    I AM SO SORRY HOW THINGS ARE TURNING OUT FOR AMERICA AND THAT EVEN BART STUPAK IS A TRAITOR!

  40. Ouida Cahue Says:

    Let the debate begin!

  41. boola Says:

    May God look at those who opposed all to the government control and bless them. This is what Revelations is talking about. The bear is China – they already own most of America. Who did we borrow the $ from to pay the banks and car makers with – China. Now the Islamic Predsident of the Undemocratic United states of America is going to solicalism. Do you who are saying yes toall this that he is sputting, never read your BIBLE. This guy we call the President is Satan in disguise. May God have mercy on our Soul. Make the Congressmen and congresswomen who voted for this Health care have our helath care and we will take theirs. I would love that!! I pay for 2 people over 1200 dollars. by the time they get through with it I will pay 4500 dollars for the abortions, illgeals and those who have no insurance. etc. . . And I have a HUGE dedutible in order to get that price.

  42. Blake Alano Says:

    God love Congress. They will raise taxes and kill our pay. What do you think companies are gonna do when employee expenditures increase?

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