MetLife aims to aid businesses take bite out of dental benefit costs

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MetLife has introduced a new dual-option dental offering for smaller businesses it says is designed to make it easier for these firms to achieve their top benefits objectives of controlling costs and retaining employees.

The New York-based employee benefits firm is calling their new offering “Back to BASICs,” featuring low monthly premiums in a base plan to provide coverage for services needed to maintain oral health, such as preventative exams, cleanings and X-rays. The plan also provides lower out-of-pocket costs through lower deductibles and higher coinsurance reimbursements and annual maximums, according to the company.

“We have leveraged MetLife’s current plan design flexibility to create an offering that addresses the current cost pressures facing smaller employers along with the oral health needs of their workforce,” said Michael Schwartz, vice president of MetLife Dental Products, in a statement. “We have termed this offering ‘Back to the BASICs’ because we see it as a way small businesses can provide employees with a valued benefit within a tight budget and allow employees to buy-up for more comprehensive coverage.”

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