Two Hudson County, N.J., men were indicted for their alleged role in an insurance fraud and identity theft scheme.

Remny Gomez, 23, of West New York, was charged Aug. 27 with second-degree theft of identity, as well as trafficking in personal identifying information, insurance fraud, attempted theft by deception, receiving stolen property, and two counts of theft by deception (all in the third degree).

The indictment alleges that Gomez fraudulently possessed a New Jersey driver’s license of another person. Gomez allegedly used this personal identifying information to obtain automobile insurance in Pennsylvania for a stolen 2003 BMW 745 with the Infinity Insurance Group of Dallas, Texas, and in New Jersey for a 1998 Lexus GS300 with the IFA Insurance Agency in Clark, N.J., according to the New Jersey Attorney General’s Office.

William Collado, 27, also of West New York, was charged with third-degree insurance fraud for allegedly assisting Gomez in using the personal identifying information of another in an electronic application for the purpose of obtaining automobile insurance in New Jersey for the 1998 Lexus GS300 with the IFA Insurance Agency in Clark. That information included the other person’s driver’s license number, date of birth and address, without the knowledge or authorization of the victim, authorities said.

The insurance fraud was allegedly committed by Gomez and Collado working together to insure vehicles in the name of an innocent victim. The alleged fraud was discovered when the victim received insurance documents in the mail concerning a vehicle she had never purchased or insured and reported the incident to the police.

The Union County grand jury indictment alleges that between Feb. 16, 2008, and March 13, 2008, Gomez fraudulently used other people’s personal identifying information to commit insurance fraud and to make credit card purchases without their authorization.

Gomez was arrested on March 13, 2008, while allegedly attempting to use a $100 gift card to purchase an $850 computer in a Walmart in Secaucus, N.J. Authorities credit a “vigilant check-out clerk” for noticing that the account numbers on the check-out slip did not match the numbers on the gift card. Further investigation revealed that Gomez allegedly possessed a number of credit cards that had been “re-encoded.” These are credit cards where another account number has been stolen and then used to overwrite the information on the magnetic strip on the back of the card using a computer and some additional equipment.

The indictment also alleges that Gomez used the fraudulent credit and debit cards to make more than $4,300 worth of purchases and that he was possessed a stolen BMW 745, valued in excess of $30,000, which he fraudulently insured knowing that it had been stolen.