The number of workers who said their employer pays all of life insurance dropped from 37% last year to 33% in 2010, according to a survey from The Hartford Financial Services Group.

The percentage of employers who pay for some of the insurance costs dropped by 3 points in 2010, according to the national survey of full-time workers, completed in conjunction with this month’s Life Insurance Awareness Month.

“As benefits costs are being shifted, we hope employers will help their employees understand the financial choices they are making during benefits enrollment, said . Employees are less likely to enroll in the benefits that they don’t understand,” said Ron Gendreau, executive vice president, The Hartford’s Group Benefits, in a statement. “Life Insurance Awareness Month is a great opportunity for companies to provide education about this financial security tool.”