A national insurer announced that it will offer dental benefits plans to people in New York, including New York City, Albany and Rochester, as part of its continuing dental plan expansion.

HumanaDental of Humana, headquartered in Louisville, Ky., will offer three plans to New York residents: Traditional Preferred, PPO and Preventative Plus plans.

These plans offer a variety of coverage and cost options. The Traditional Preferred and Preventative Plus plans provide members coverage for any dentist, while the PPO plan covers members’ visits to in-network dentists.

All three plans offer the option to cover 100% of costs for preventative services such as oral exams, and 50% to 100% of costs for basic services such as fillings.

HumanaDental‘s network turnover rate is 1.2%, compared to the industry standard of 9.8%. Its members and their families average a 27% savings by choosing in-network dentists.

Members have access to HumanaDental.com, where they can search for dentists in their area, verify plan benefits and check the status of claims.

Humana in New York also offers Medicare prescription-drug plans in New York.

HumanaDental now is available in 45 states and Washington, D.C., and plans to expand into Maine and Vermont this year, according to a Humana official. Washington, Montana and Hawaii will be the only states without the offering.