Nowhere else in the country is a jurisdiction taking such advantage of the broadly interpreted health reform law to boost not only political influence and power, but control over individuals and businesses, as in Washington, D.C.

Ben Cardin is complaining about a requested 25% increase in premiums for individuals being sought by CareFirst BlueCross BlueShield in Maryland.

The Patient Protection and Affordable Care Act (PPACA) is terminal, likely to suffer death to socialized medicine unless massive industry segments finally rise up to demand a different approach.

How can Congress – or any state legislature, for that matter – propose a mandate that citizens must buy a product that virtually doesn’t exist? The answer is: “They propose whatever they want, regardless of whether or not the product even exists.

After months of political wrangling and speculation, the “fiscal cliff” was averted when Congress enacted the American Taxpayer Relief Act of 2012. The legislation provides some long-awaited clarity for income …  Read →

Obamacare application is a complicated mess, just like the law

03.13.2013 | Agent Access, Blogs, Trade Talk

The Obama administration released a draft application for Obamacare, which will rival the complexity of IRS tax forms, and in some cases might be more complicated for some than tax forms.

Selling life insurance never starts with a policy but with finding the right solution for the client, a task many agents find overly demanding and unnecessarily time consuming.

With the “great sequester” looming, subject to last minute negotiations and swift action by Congress, we face another $1.2 trillion in automatic cuts in federal spending over the next 10 years. President Obama’s health care reforms, expected to cost $ $1.083 trillion over the next decade, may no longer seem as essential to the lives of uninsured Americans. His health care reforms could now face significant cuts, which could have been negated.

Federal health insurance exchanges will not be online by Oct. 1, 2013, as required by the health reform law.

That is my prediction. But it’s more than just a shot in the dark, as the sweeping health reform law, known as the Affordable Care Act (ACA), continues to come unhinged.

Obamcare is behind schedule, states opted out…what about the agent?

02.07.2013 | Agent Access, Blogs, Trade Talk

David Allen Coe’s song “Take This Job and Shove It” was a big hit on the country charts for singer Johnny Paycheck in 1977. And that sentiment towards oppressive employers seems to have taken hold among state governors in most of the country.