Employers and employees using Health Savings Accounts (HSAs) and HSA-qualified health plans say they are satisfied with their coverage, spend less and are more engaged in managing health benefits, separate surveys indicate.
As a direct result of the Patient Protection and Affordable Care Act (PPACA) – also known as ObamaCare – health insurance agent and broker commissions have been slashed by as much as 50%. Agencies have been forced to lay off employees, limit products and services, shift to other lines, and have seen significant drops in compensation.