Nearly two-thirds of exchange traded fund (ETF) buyers are not using the services of a financial advisor and many of those who use advisors to purchase products say they could do without help.
See more: Charles Schwab, Christy White, Cogent Research, ETFs, Fidelity Investments, financial advisors, financial services, iShares, research
As a direct result of the Patient Protection and Affordable Care Act (PPACA) – also known as ObamaCare – health insurance agent and broker commissions have been slashed by as much as 50%. Agencies have been forced to lay off employees, limit products and services, shift to other lines, and have seen significant drops in compensation.

