Just about half of consumers say building a retirement fund is one of their most important financial concerns, a new survey finds, yet the majority do not have a written financial plan in place.
See more: CFP, Eleanor Blayney, financial advisor, financial planning, Kevin R. Keller, National Consumer Survey on Personal Finance, research, retirement
As a direct result of the Patient Protection and Affordable Care Act (PPACA) – also known as ObamaCare – health insurance agent and broker commissions have been slashed by as much as 50%. Agencies have been forced to lay off employees, limit products and services, shift to other lines, and have seen significant drops in compensation.

