If you place group life insurance, you have witnessed a freefall in competitive rates per thousand dollars of covered volume—a Race to Zero. People are living longer and actuarial professionals have taken this into account. This is good news and I’m all for saving money, especially in this economic climate.
See more: Agent Success, group life, James Kilbride, life insurance
As a direct result of the Patient Protection and Affordable Care Act (PPACA) – also known as ObamaCare – health insurance agent and broker commissions have been slashed by as much as 50%. Agencies have been forced to lay off employees, limit products and services, shift to other lines, and have seen significant drops in compensation.

