Executives of hospitals, health systems and payer organizations are hesitant to participate in a new Medicare and Medicaid sharing savings program, a new survey says, because it would be a “complex transformation.”

The Harford Financial Services Group has tapped a former executive with American Life Insurance Co. as its new chief financial officer.

Insurance industry executives worry about the effect of regulation on their performance over the next few years, but disagree on how financial service regulatory reform should unfold, according to a recent survey.

Insurance companies are more bullish about 2010 than this year, according to a poll of company executives, who say they anticipate that underwriting profits will be hard to come by in the next one to three years.