A consumer group is warning that “health insurance salespeople” are attempting to “rewrite the health reform law to guarantee broker income at the cost of increasing consumer premiums.”

The Independent Insurance Agents & Brokers of America says it is “disappointed” with the National Association of Insurance Commissioners (NAIC) model regulation for the federal government’s handling medical loss ratios.

Even the National Association of Insurance Commissioners (NAIC) can’t keep agents employed as the federal health care overhaul law goes into effect.

Insurance brokers, nervously waiting to see how health reform will affect their compensation, have been told by Maryland’s largest health insurer that small-group commissions will drop by 15%, starting next year.

The National Association of Insurance Commissioners (NAIC) submitted a letter June 1 to the U.S. Department of Health and Human Services (HHS) saying it was delaying its report on how health insurers should calculate their medical loss ratios.

Like other health insurance companies nationwide, Blue Cross Blue Shield of Michigan is citing increasing medical costs as the primary driver for its need to raise rates on some of its plans.

A collection of insurance trade groups have sent comments to the U.S. Department of Health and Human Services expressing concern if the definition of what constitutes a medical cost for insurers is “narrow.”

The chairman of the U.S. Senate Committee on Commerce, Science and Transportation is offering suggestions on how health insurers nationwide can honor the intent of new mandates on medical loss ratio under new federal law without attempting to “game” the system.

U.S. Department of Health and Human Services Secretary Kathleen Sebelius is asking every state governor and insurance commissioner to re-examine any WellPoint rate increases, following its admission of inadvertent miscalculations in a rate filing for its Anthem affiliate in California.

Maryland’s acting insurance commissioner says the process to determine medical loss ratio for health insurers is in the “very early” stages.