The majority of workers – even those earning more than $100,000 a year – lack confidence that their employer-provided benefits would provide sufficient money if they missed work for illness or injury.
See more: injury, Neiciee Durrence, research, Society for Human Resource Management, Unum, voluntary benefits
As a direct result of the Patient Protection and Affordable Care Act (PPACA) – also known as ObamaCare – health insurance agent and broker commissions have been slashed by as much as 50%. Agencies have been forced to lay off employees, limit products and services, shift to other lines, and have seen significant drops in compensation.

