The floodgates on usage of preventive health care service – a key component of wellness – may open next year, when out-of-pocket cost for these services are removed from many health plans as part of federal health reform.
Aetna is offering new small business health plans in Maryland focused on wellness, which the insurer says is the first of its kind to be offered in the state.
As a direct result of the Patient Protection and Affordable Care Act (PPACA) – also known as ObamaCare – health insurance agent and broker commissions have been slashed by as much as 50%. Agencies have been forced to lay off employees, limit products and services, shift to other lines, and have seen significant drops in compensation.