A Florida appeals court ruled Dec. 29 that public insurance adjusters’ commercial free speech rights are violated if they are prohibited from soliciting people until 48 hours after an event that could lead to an insurance claim.

Louisiana regulators recently issued a cease and desist order, including a $3,000 fine, against a pair of Illinois residents they say conducted insurance business without a license.

Two Westchester County, N.Y., public adjuster companies were fined $25,000 each for soliciting business outside of business hours and one also was cited for operating without a license.