Wider use of consumer-directed health plans could dramatically change the landscape of health care and coverage in the U.S., a new study suggests.

Nearly one-third of U.S. employers could stop offering health insurance when the federal health reform law takes hold in January 2014, according to a new study.

Insurance plans that encourage members to obtain care from doctors who keep medical costs lower are relying on unreliable estimates of doctors’ performance, which in turn could eliminate the anticipated savings, according to a new study.

No-fault auto insurance, which was designed to lower auto insurance rates, has actually increased costs because medical claims in these cases are rising “sharply,” according to a new study.