Insurers’ ability to capitalize on the growth potential of retirement income products will be controlled by their success at managing the risks associated with the products, according to a new study.

Life insurance companies, both primary and reinsurers, are expected to experience the effects of policies being sold to life settlement firms, a new analysis predicts.

So busy were individual annuity insurers at raising capital and increasing premium that they may need to take a new look at the products they are offering.

The life settlement industry, still reeling from its loss of funding sources in 2008 that caused a 4% decline in transactions, may be poised for a strong return, an industry analyst predicts.