In light of the recession, the James River Bus Lines was unable to give its 180 employees a pay raise. Instead, it upped contributions to their benefits plans.
See more: 401(k)s, disability benefits, economy, employee benefits, James River Bus Lines, Stephen Story
As a direct result of the Patient Protection and Affordable Care Act (PPACA) – also known as ObamaCare – health insurance agent and broker commissions have been slashed by as much as 50%. Agencies have been forced to lay off employees, limit products and services, shift to other lines, and have seen significant drops in compensation.

