With almost half of U.S. households “at risk” of being unable to maintain their living standards in retirement, the cash values accrued in whole life policies can fill the gaps, according to one insurer.
See more: Center for Retirement Research, economy, MassMutual, National Retirement Risk Index, research, retirement, Tara Reynolds, whole life insurance
As a direct result of the Patient Protection and Affordable Care Act (PPACA) – also known as ObamaCare – health insurance agent and broker commissions have been slashed by as much as 50%. Agencies have been forced to lay off employees, limit products and services, shift to other lines, and have seen significant drops in compensation.

